When you remortgage you are switching your mortgage to a new product with another lender. We will consider looking at all your circumstances when advising on the suitability of remortgaging.

Remortgages can be used for various reasons most commonly for lowering interest rates in order to reduce monthly mortgage payments. Other reasons may be to raise capital or buy a holiday home.

It is worth noting that a remortgage may not always be the best option should you wish to raise money and we would advise you on the most appropriate solution after carefully considering all the facts relating to your circumstances.

Remember that if you do decide to remortgage with another lender you may incur charges such as valuation and solicitor fees. Also note that if you extend the term of your mortgage to keep monthly payments low this may increase the overall cost of borrowing.

Also you may be able to switch your mortgage deal with your current lender, avoiding any unnecessary costs. 

We regularly review our clients’ mortgage arrangements to ensure that they are the most suitable product for their circumstances.


THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.  YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

Securing short term debts against your home could increase the term over which they are paid and therefore increase the overall amount payable

You may have to pay an early repayment charge to your existing lender if you re-mortgage. In some cases, you can choose how we are paid for mortgages; pay a fee or we can accept commission from the lender, or a combination of fee and commission.


Copyright © 2019 Matthew Morton & Co. All Rights Reserved

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE.

Eric Morton trading as Matthew Morton & Co is an appointed representative of The On-Line Partnership Limited which is authorised and regulated by the Financial Conduct Authority.

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